【摘要】2020年MBA考試越來越近了,在備考的最后關頭千萬不要亂了陣腳哦,越是臨近考試越要靜下心來培養一種良好的考場心態,把每一天都當考試當天,每一道題都當考試題,盡快鍛煉自己不怯考場的能力。以下內容是2020年MBA考試考前英語外刊閱讀(十三)。
There may be a lot less than meets the eye to social media charges of gender discrimination against the Apple Card and its joint partners, Apple Inc. and Goldman Sachs—charges that went viral this weekend and continue to gain traction.
Although the secret nature of credit card algorithms at the heart of the dispute make it impossible to know for sure, experts believe less nefarious factors likely explain why the wives of two tech titans were given far lower credit limits than their husbands—and that the issues involved are not unique to Apple and Goldman Sachs but rather are common throughout the credit card industry.
A wife who is primarily a homemaker or who earns a lot less than her husband and lists only her own income on a card application may end up with a much lower credit limit even if she has an excellent credit score. A number of the negative Apple Card tweets alluded to this as an example of how the algorithm might inadvertently discriminate against women, who are more likely to make less money or not work outside the home than men.
文本選自:Newsweek(新聞周刊)
作者:Diane Harris
原文標題:Apple Card Gender Bias? Don't Assume its Discrimination, Experts Warn
參考翻譯
社交媒體上對蘋果信用卡及其合作伙伴蘋果公司和高盛投資公司的性別歧視指控可能遠沒有人們想象的那么嚴重,這些指控周末在網上瘋傳,并繼續獲得關注。
盡管爭議核心的信用卡算法的秘密性質(信用額度的計算)無法確定,但專家們認為,非惡意因素可能解釋了為什么兩個科技巨頭的妻子的信用額度要比其丈夫低得多,而所涉及的問題并非蘋果和高盛獨有,而是在整個信用卡行業都很普遍。
如果妻子主要是家庭主婦,或者收入比丈夫低很多,并且在信用卡申請表上僅列出自己的收入,那么即使她的信用評分極佳,最終她的信用額度也可能低得多。許多關于蘋果信用卡的負面推文都暗示了這一點,以此作為該算法可能在無意中歧視女性的例子,這些女性比男性掙的錢更少,或者在外面工作的機會更少。
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